LapkiPay

Accounts · Cards · Payouts

Payments that just flow.

Virtual IBANs in the UK, Lithuania and Bulgaria, in euros and pounds — with virtual and physical cards, for businesses and individuals.

Northgate Supply Co.

Settled today

€847,210

Accounts and rails

Three ways money reaches you.

Business accounts

Virtual IBANs for your company, issued in the United Kingdom, Lithuania and Bulgaria. Hold and settle in euros and pounds.

  • GB · LT · BG
  • EUR · GBP

Individual accounts

The same virtual IBANs and the same currencies, opened in your own name rather than a company’s.

  • GB · LT · BG
  • EUR · GBP

Open banking payments

Add money to your account fast, straight from your bank. Instant confirmation, lower fees and fewer chargebacks than a card.

Typical flow

  1. Bank chosen
  2. Consent given
  3. Confirmed
Rails
  • SEPA
  • CHAPS
  • Faster Payments
  • SWIFT

Your account

Everything in one balance.

Hold euros and pounds side by side, move between them, and see what is on your cards — all from the same account.

Northgate Supply Co.

Euro balance

€47,347.71

LT58 3250 0000 1234 5678

£Pound balance

£12,960.40

GB29 LAPK 6016 1331 9268 19

Card balance

Virtual · ····4242

€2,840.15

Spent this month

€1,204.60 / €4,000.00

Recent

  • Card · Adobe€59.99
  • Incoming · Faster Payments+€3,150.00
  • Card · Notion€16.00

Getting paid out

Pay out like a local.

Hold euros and pounds, and send from whichever balance suits — each on its own local rail, not a cross-border conversion.

SEPA

Northgate Supply Co.

Available to send

€50,800.00

Recipients

  • Trust Bank····4567€12,400.00
  • First Bank····6789€8,150.00
  • Meridian Credit····0192€5,900.00

3 to send · SEPA

Spending

Spin up a card in minutes.

Issue virtual cards in minutes for online spend, and physical cards for your team. Set limits per card, freeze with a tap, and see every transaction as it happens.

LapkiPay

Virtual

4242 4242 4242 4242

N. SUPPLY CO.

09/29

ready in minutes

Add to Apple Pay
Add to Google Pay

Limits per card

Daily and monthly caps you set, changeable any time.

Freeze instantly

Pause a card without cancelling it. Unfreeze just as fast.

Every transaction, live

Purchases appear the moment they authorise.

Getting started

Live in days, not weeks.

Verification that respects your time. Four steps and clear requirements, so you know exactly what is needed.

  1. Personal information

  2. ID verification

  3. Selfie

  4. Review

Submitted

Security

Boringly secure. Exactly as it should be.

PCI DSS Level 1

The highest level of card data security.

3-D Secure

Strong customer authentication on card transactions.

Fraud monitoring

Built-in fraud detection tools that keep your business and your customers safe.

Registered Canadian MSB

Lapki Digital Pay Inc is registered with FINTRAC under registration number C100000671.

Ready to flow?

Open your account and get moving in days, not weeks.